Set your income
Enter your monthly pay and choose pounds, euros or US dollars. Keep the 50/10 split or set your own.
For iPhone and iPad
Give every pound, euro and dollar a purpose.
BudgetSix splits your monthly income into six pots, tracks what you spend and set aside, and grows your savings goals. Six pots. One balanced plan.
- No account or sign-up
- No bank connection
- Stays on your device
- Pounds, euros or US dollars
One number: what's left to put to work
The six-pot plan
Six pots. One balanced plan.
Start with a proven split: half your pay for the essentials, and a tenth each for the five things that move your life forward. Every pot gets its share the moment your income lands.
Example on a monthly income of £3,136.72. Rename any pot and set your own whole-number percentages, as long as they add up to 100%.
Try it · no download
Your pay, split to the exact penny.
Type a monthly income and adjust the percentages. This uses the same method as the app: whole pennies only, and any spare penny goes to the pot with the largest remainder, so your pots always add up to your income.
Your six pots50 · 10 · 10 · 10 · 10 · 10
£3,136.72
Total of all six pots£3,136.72
How it works
Plan once. Stay on track all month.
Record as you go
Add an expense in seconds: amount, description, pot and date. Moving money to savings? Record it as a transfer.
Watch goals grow
Create goals for a holiday, a new car or an emergency cushion. Link transfers and progress updates on its own.
Spending vs setting aside
Saving isn't spending. BudgetSix knows the difference.
Both expenses and transfers use up a pot's allocation. Only expenses count as spending. A transfer can also grow one of your goals. Add a few and watch.
Left to put to work
£3,136.72
Monthly income£3,136.72
Spent£0.00
Transferred£0.00
⚑ Japan trip£0.00
of £3,000.00 · 0% complete
Add a transaction to see what changes.
Features
Everything a calm budget needs. Nothing it doesn't.
See where you stand
One number on the home screen.
“Left to put to work” tells you what's still unassigned this month. Below it, your income, what you've spent and what you've transferred.
Catch overspending early
Pots turn red before the month ends.
Each pot shows what's allocated, used and left.
Search and filter
Find anything in your activity.
Search by description, filter expenses or transfers, and edit or delete with a swipe.
Spending breakdown
See where it went.
A chart of spending by pot. Transfers stay out of it, because saving isn't spending.
Month by month
Your past stays put.
Compare spending across months. Each month keeps its own income and allocations, so changing your plan never rewrites history.
Make it yours
Your pots, your names, your split.
Rename any of the six pots and set whole-number percentages that add up to 100%. Budget in pounds, euros or US dollars. Backdate an entry or open an earlier month whenever you need to.
£ · € · $Light & darkiPhone & iPadBackdated entries
Private by design
Your money is your business. Literally.
BudgetSix has no servers to send your budget to. Everything you enter is stored only on your device.
No account
No sign-up, no email, no password. Open it and start.
No bank connection
You enter amounts yourself, so nothing links to your bank.
No tracking
No analytics, no ads, no third-party code. The app makes no network requests.
On your device
Your budget lives in Apple's on-device storage. Nobody else, including us, can see it.
App Store privacy labelData Not Collected
Read the full privacy policy.
iPad
Room to see all six at once.
On iPad your pots sit side by side, with the tabs along the top. Same calm layout, more breathing space.
- Two-column pots so every allocation is in view.
- Light and dark mode, or follow your device.
- Each device keeps its own budget. There's no cloud sync, so nothing leaves the iPad.
FAQ
Questions, answered.
Does BudgetSix connect to my bank?
No. There's no bank connection and no sign-in. You add income, expenses and transfers yourself, which keeps you close to your money and keeps your data on your device.
What's the difference between an expense and a transfer?
An expense is money you've spent. A transfer is money you move somewhere, such as into savings or investments. Both use up the pot's allocation, but only expenses count towards your spending total and the spending chart. A transfer can also be linked to a savings goal.
Can I change the six pots or the percentages?
Yes. Rename any pot and set whole-number percentages from 0 to 100, as long as all six add up to 100%. The default is 50% for Essentials and 10% each for the other five.
Why do my pots always add up exactly?
BudgetSix works in whole pennies. If your income doesn't divide evenly, the spare pennies go to the pots with the largest remainders, so the six pots always total your income to the penny.
What happens to past months if I change my plan?
Nothing. Every month keeps its own income, currency, pot names and percentages. Changing the current month updates the defaults for new months but leaves earlier months as they were.
Does it sync between my iPhone and iPad?
No. Your budget is stored only on the device you use it on, and there's no cloud sync. If you back up your device with iCloud or to a computer, that backup may include BudgetSix's data under Apple's backup terms.
Can it add my regular bills automatically?
Not at the moment. There are no recurring transactions, so each expense or transfer is added by you. You can backdate entries when you catch up.
Which currencies are supported?
Pounds (GBP), euros (EUR) and US dollars (USD), each shown in its own format. Choose yours when you set up, before your first transaction or goal. After that it's fixed, because BudgetSix never converts amounts.
What happens if I delete the app?
Deleting BudgetSix removes its data from that device. There's no BudgetSix account or server holding a copy.
More help on the support page.
Six pots.
One balanced plan.
Give every pound, euro or dollar a purpose, privately, on iPhone and iPad.